Credit Analyst I

Overview

Why should you join our team?

At Access Credit Union, we support a professional and innovative work environment with a corporate culture that uniquely embraces empowerment, accountability, and trust. We recognize and value each employee’s contributions to our success, which is why we offer competitive compensation, 100% company paid health benefits, employer-matched pension plan, continuing education, and career advancement opportunities within our credit union.

 

At Access Credit Union, our values are straightforward:

  • Do good
  • Be better
  • Own it
  • Move forward
Specific Skills
  • Minimum of one years experience in a business banking role.
  • Strong interpersonal and communication skills, both verbal and written.
  • Superb analytical and problem-solving skills, ability to analyze, identify and mitigate risks in complex credit requests.
  • Ability to build trust and credibility with team members throughout the organization.
Responsibilities
What will you be doing? The Credit Analyst is responsible for conducting comprehensive analysis of incoming credit requests from our commercial and agricultural members. Leveraging strong investigative and financial analysis abilities, the Credit Analyst identifies strengths, weaknesses and risks of the request; recommending appropriate risk mitigation strategies within the Business Credit Application.   Key Responsibilities:
  • Work alongside Business Account Managers, conducting thorough credit, risk, financial, security, and industry analysis of business and agricultural credit requests to ensure credit quality is maintained with positive and negative trends identified.
  • Assess creditworthiness of business and agricultural members. Evaluate the credit risk of a member through analysis of existing account performance, debt repaying history, business income earnings, purchase activities, etc.
  • Conducting thorough analysis of collateral valuation, financial statements, projections, cost estimates, as well as environmental and industry factors in support of credit requests; including new requests, refinance requests and annual reviews of large loans or lines of credit.
 
Additional Requirements
Are you ready to:
  • Be an ambassador for our brand, values and products
  • Ensure things get done efficiently
  • Go home each day feeling accomplished
  • Challenge the status quo
  • Build a career
  • Continue learning
  If you are interested in this position, apply today! Application deadline is June 10, 2024   We welcome diversity, value inclusion, and take pride in our vibrant corporate culture. Our team is a reflection of the members we serve and the communities we live in.   Access Credit Union welcomes applications from people with disabilities. Applicants may request reasonable accommodation related to the materials or activities used throughout the selection process.
Job Nature
Full Time
Educational Requirements

  • Post-secondary education in business, economics or agriculture or equivalent combination of education and work experience.

Experience Requirements
1+
Job Location
Manitoba

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